Tiny toes ltd.How to start quality child care business Essay Example for Free

Tiny toes ltd.How to start quality child care business Essay Tiny toes ltd Introduction Importance of having accurate financial information in decision-making                   In the Tiny toes ltd, Sandra has no accuracy on the financial information. This makes the planning of the new projects of the new nursery and running of the business she has more difficult. Sandra needs to come up with accurate financial information on the finances of the business. It will help her have valuable data on the financial position of her company. It will also enable her determine its weaknesses and strength that intern assist her in evaluating the amount of capital needed to plan or start a new business (Way, 2014, n. p.). Apart from that, accurate financial information will help to maintain accuracy of taxes and ensure that additional duties imposed on the Tiny toes ltd are paid.                   Accurate financial information provides clear statement to investors in evaluating the business financial performance. By this communication will be available to the interested parties who want to contribute to the new projects of Sandra’s business. It will give them an easy way to determine accurate amount needed to finance the project completely. The investors and the contributors of the business rely on the accurate financial information for the safety and profitability of their investments (Way, 2014, n.p.). In the plan of starting a new business, she has to lay down the statements of finances for the budget needed like indentifying all income and expenses for the entire organization. She has to establish the time and period the budget will last and the capital required. By coming up with all this accurate financial information of Tiny toes ltd, she will able to access information on the past performance and the capital they have in hand. This will help to switch to another alternative incase a problem emerges in planning a new project.                   Consequently accurate financial information will help the banks and lenders to know if her business will be able to pay for the loan borrowed to avoid misfortunes in future (Way, 2014, n.p.). Apart from that, it will prevent the banks and lenders from stopping their support on her business through loans. Balance sheet is also part of financial information. Sandra needs to generate a balance sheet that will assess her business annually. The balance sheet will help determine the financial health of Tiny toes ltd. It will also help her have information on the productivity of the business and amount of capital that is retained. However, it will provide information on the flow of the business in terms of how fast or slow the assets are and how to convert them into capital. Tiny toes will be able to determine financial state they are in a specific time. With all the details of the financial information Sandra’s business will have a clear understanding o n how to come up with other new projects and how they will flourish.                   The benefits of Tiny toes having accurate cash flow in beginning a new nursery in GuildfordBusiness plans and cash flow also plays a big role on the progress of a business. This is what need to be initiated in Sandra’s a business to help the executives in the internal planning. The business plan will help in the application of loans and even borrow money from other lenders (Wasserman, 2010, p. 1) to support the projects. Lack of business plan in her business may lead to the downfall of Tiny toes ltd. By the business plan ahead, she will be able to identify the goals and objectives needed for the company to achieve its dream. However it will also help her determine the services needed to deliver in her project in Guildford. Provision of business plan for Tiny toes ltd will help to display the performance of her business and the goals ahead to start a new nursery and childcare centre.                   Another big role that the business plan plays is it reorganizes the business by making operational changes like reduction of expenses (Wasserman, 2010 n.p.). Nevertheless, it helps in the equity financing whereby banks and lenders are able to evaluate her business ability to take more loans if in need. As to cash flow, Sandra needs it to track and know the exchange of cash between Tiny toes and outside the business. The cash flow need to be done according to weekly and monthly basis to help monitor the flow of expenses and revenue. The cash flow is also important since it provides information on certain activities to notify Sandra so that she can know the impending danger in the business. In order to come up with accurate cash flow she should include aspects like cash receipts.                   The cash receipts include loans, private sources, fundraising and parents’ fees. However disbursement need to be included in the cash flow to provide information such as payroll expenses, supplies, maintenance, accounting and rent. All this details in the cash flow will help in calculating how much the company is making and if the profit incurred will help fund her new projects. Cash flow also helps in determining the changes in income and the balance sheet. The cash flow that Sandra needs, should be in different categories that is; operating activities, investigating, supplementary and financial activities (The globe mail, 2013, n.p). The investment cash flow will help determine changes on the long-term investment on the new nursery and childcare centre. It will also enable determine the rent needed in Guilford. Financial cash flow brings changes on stock needed and the payments needed for the interests of the shareholder.                   The operating cash on the other hand will enable Sandra view the records on the budget needed for starting a new business. All this shows how cash flow is very important in a business. It acts as a warning by identifying shortfalls in cash balances. It also helps in preparing budgets and helps sport payments problems by parents in the tiny toes business. If it is initiated in Tiny toes, Sandra will be able to know how her business generates profits and spends capital. It will also help her determine the technology improvements required in the new project of nursery and childcare centre. The business plan will help in good management her business. It will also help Sandra decide in her business whether to rent a new space in Guilford or not and initiates discussion of the objectives with the employees, partners and investors of her business. Problems and financial information that Sandra has to prepare and additional information needed to make a right decision                   The financial information of Sandra regarding Tiny toes and new projects of a new nursery and childcare centre is incomplete. In her information she only states the insurance, rent, rates, recruitment training, loans, wages, fixed prices and monthly charged price. She has left out the budget which is a very important thing in starting a new project. She has to come up with organizational and program budgets. Organizational budgets should indicate the income and expenses in Tiny toes ltd for a certain period of time (Child care center, 2009, p. 14). It should also show the anticipated expenses and income of the company since she wants to develop a childcare center.                   Sandra should give details of her budget in the way that it shows the expenses needed to start a new project of childcare center. It should also analyze expenses of each child according to time and the first class services offered to children from wealthy families. This will help in tracking the costs since everything is evaluated separately. In her information, she should state the time and period the budget will cover to determine amount required for it. Another thing that is not included in her financial statement is the report of the planner who will be in charge of monitoring the new business she wants to start. However, she has also skipped the aspect of licensing. Licensing may have many expenses that need high rate of funding (Mississippi, 2011, p. 11). It may include aspects such as safety codes and health care expenses because Medical examining is required for both the staff employed and children when dealing with a childcare center.                   Expenses for things like fire regulators also need to be included since they are the first priorities in her business to enhance safety. In her information she has only left out little details that seem to be not costly. When all of these little costs are put together they form a large expense that requires more help from the capital sector. By including all the details and coming up with an accurate financial information she will come up with her projects in a more efficient way. There will be no extra expense that will, destruct her planning. It will also help lenders and investors have clear information on the amount needed to fund the new projects. Problems experienced by Tiny toes in trying to generate internal finance in form of retained business                   Tiny toes have problems in generating internal finance due to the emerging competition which is increasing. The competitors that have nurseries provide the same services that Sandra’s company does. Their fees is less costly and due to that it poses a high risk to the progress of Tiny toes ltd. They are able to generate more capital than tiny toes and expand their services as compared to Sandra as a result of less cost. Due to this parents tend to take children to the competitors nursery than in Tiny toes ltd. Apart from that, Tiny toes will be forced to cut some costs that will drive away the staff and also students due lack of quality services.                   Lack of accurate financial information makes it difficult for her business to come up with a budget. However, a lot of capital is lost in things that are not necessary. Sandra’s business lacks plan and this is what destroys its capability to generate internal finance. Business plan is very important since investors are not able to invest in a business due to lack of clear information inform of cash-flow contained in it. This is the main things that that help in planning. Through business planning the Tiny toes will be able to understand how much profits the business will make and children needed in order to achieve more profits. This are the things that Sandra need to keep in mind in order to generate expand her business. Problems that Toes will encounter in the development of new projects                   Tiny toes will encounter problems in financial sector in the new project. This is due to high rent in Guildford and also adding more services only to capture the wealthy business may will bring loss to the business. In her projects she expands her business only to capture children who come from wealthy families. This shows they are not able to generate more internal profit. Tiny toes ltd does not expand its market share to capture children who come from at least less wealthy families. Relying on only one market share lowers the performance of the business especially in the financial aspect leading to low profit. Apart from that, tiny toes do not have accurate financial information. This shows that Sandra does not have information on the position of the business financially.                   In order for the Sandra’s business to prosper and generate more profit. She needs to expand her business by reflecting on both markets. She should focus on both wealthy and poor people. She needs also to keep in mind of the accurate financial information, business plan and cash flows in running the nursery and child care centers. She should also be aware of the competitors by coming up with more efficient plans that will make her secure her business and acquire a more large market share. Regarding the new projects she needs to take it slow by focusing on one project at a time. Focusing on both projects will lead to the downfall of her business since it will require a large amount of capital. Putting all this into consideration she will be able to plan other projects. Concentrating on one project at a time may save a company from bankruptcy. References Child care center (2009) financial planning and facilities development manual. Retrieved on 4th December 2014. http://www.buildingchildcare.net/uploads/pdfs/CCCManualFINAL07.pdf Mississippi (2011). How to start quality child care business. Retrieved on 4th December 2014. http://www.mdhs.state.ms.us/media/16085/pub_mp29.pdf The globe and mail.(2013). The importance of operating cash flow for small business. Retrieved on 4th December 2014. http://www.theglobeandmail.com/report-on-business/small-business/sb-money/cash-flow/the-importance-of-operating-cash-flow-for-small-businesses/article15134561/ Wasserman ,E.(2010). How to write the financial section of a business plan. Retrieved on 4th December 2014.http://www.inc.com/guides/business-plan-financial-section.html Way,J. (2014). What is the importance of financial statements. Retrieved on 4th December 2014.http://smallbusiness.chron.com/importance-companys-financial-statements-21332.html Source document

Losing Religion and Finding God in The Day Zimmer Lost Religion :: Day Zimmer Lost Religion Essays

Losing Religion and Finding God in The Day Zimmer Lost Religion Paul Zimmer's poem "The Day Zimmer Lost Religion" tells of the narrator's respect and fear of Christ as a boy. He is now a man and dares to challenge Christ. The expected punishment does not occur, and Zimmer loses his faith in religion as he now perceives it. The first stanza is about childhood fear of God. The narrator says, "The first Sunday I missed Mass on purpose / I waited all day for Christ to climb down" (1-2). Zimmer felt he deserved to be punished, to have Christ "Club me on my irreverent teeth, to wade into / My blasphemous gut and drop me like a / Red hot thurible" (4-6). Zimmer clearly expects something terrible to happen, emphasized by the presence of a watching, anticipating Devil. Stanza two is about rebellion. "It was a long cold way from the old days" (8). Zimmer would never have dared to miss Mass in his younger years. Zimmer feels he has come a long way from his boyhood days, "A long way from the dirty wind that blew / The soot like venial sins across the schoolyard" (11-12). Is the dirty wind the forces in life that we cannot control? Is the soot the flaws we begin to see in our elders as we grow older? Has Zimmer observed how weak man can be and questioned why God allows our transgressions? In the schoolyard, "God reigned as a threatening, / One-eyed triangle high in the fleecy sky" (13-14). Does Zimmer feel God had reigned high in the sky and observed each sin we do? He equates the schoolyard with the world. Zimmer knows the minor sins of the schoolyard. God knows the sins of all. The last stanza is about mature faith. Zimmer repeats that he "waited all day for Christ to climb down . . . and pound me / Till me irreligious tongue hung out" (16-19). Zimmer seems to feel that Christ is obligated to punish and that in fact He even enjoys it. Zimmer never mentions a God of love; is this why he feels there must be more to religion than what he knows now? In the last two lines, Zimmer tells us, "But of course He never came, knowing that / I was grown up and ready for Him now" (20-21).

Describe with Examples the Importance of Recognising and Responding to Concerns About Children and Young People’s Development.

U1 – 2. 210-11-11 Describe with examples the importance of recognising and responding to concerns about children and young people’s development. The following things would cause concern about a child or young person’s development. If the problem was left untreated then things could get worse, and a delay in treatment could mean that the outcome is not as good as it would have been if treatment was started earlier. 1. Speech / Language. If a child or young person does not talk to anyone or even only speaks a few words compared to others, this may cause concern. This would socially affect the child or young person’s because they would find it hard to make friends, work in groups or even interact with adults. It would also affect their communicational development because they would find it hard to speak to people and also may find it hard to listen to instructions etc. Early intervention would be the best way to respond to this concern, the first step would be to have the child or young person’s hearing checked because if they have poor hearing they will find it hard to hear people so will not want to communicate with others in case they get something wrong. . Poor reading and writing. If a child or young person has difficulties with their reading and writing it may cause concern, but this may not be noticeable until the child is around the age of 6 or 7 because by this age they should have learnt how letters are formed and start to string words together. These are the main skills a child needs to help them develop in all areas. Due to poor reading and writing the child or young person will start to fall behind his peers of the same age. They may find it difficult to interact or make friends with others who are more advanced than them, in case they are bullied etc. They would struggle with their intellectual development not only with the reading and writing, but they would struggle with their memory and even their concentration. They would have a low self-esteem, and could also have a speech problem. They may become very disruptive in the class, because they can not do the work etc. The best way to respond to this concern would to inform the main teacher and also inform the SENCO, so that they can follow it up correctly as the child or young person may have dyslexia. 3. CO-Ordination. If a child or young person starts to show signs of clumsiness or struggle with their fine motor or gross motor movements then this would cause concern and make you wonder what could be causing this? Their social development may be affected as they may find it hard to interact with other children when playing games in the playground. The child or young person will have problems with fine motor and gross motor skills and therefore may struggle to use a pen/pencil, have hand-eye co-ordination problems, balance and even running. This will also have a knock on affect on them intellectually, because if they are unable to hold a pen/pencil then they will be unable to write. The best way to respond to this concern would yet again inform the child’s teacher and also inform the SENCO, as the child or young person may suffer from dyspraxia, and they will need to be assessed. . Signs of Abuse. It can be very difficult to recognise signs of abuse in a child or young person. They are some signs, which could alert staff to the fact that the child or young person might be being abused at home, for example constant bruising, or having unusual injuries for the child or young person. This may have an affect on their emotional development because they may suffer from low self-esteem, and be unable to name the emotion they ar e feeling. They may also have problems with their physical development because if the child or young person has been physically abused and hurt then they may be in pain when doing things. The best way to respond to this kind of concern is to inform the child’s teacher and also the head teacher and then they can then inform social services and the police and then they can look into the situation more closely. 5. Diet / Weight. If a child or young person’s diet / weight were to suddenly drop or increase in a short period of time then this would cause some concern about them. Things that would raise concern would be if they came to school and did not have any lunch (packed lunch) or if they only eat small amounts, this would make the child very irritable and very lethargic because they are not getting the right nourishment for one reason or another. If the child or young person is malnutrition they may have difficulty with their social development because they nay struggle with their speech and therefore are unable to interact and make friends. Their physical development may develop at a slower rate compared to the other children etc. The signs of a child being under weight could be that they have an illness like leukaemia, or the fact that they are being neglected at home. The best way for staff to approach this would to be speech to the parents/carer of the child or go to social services. 6. Behaviour. If a child or young person’s behaviour is more along a negative line constantly then this may cause concern and make staff etc wonder what could be causing the constant negative behaviour. This behaviour could be signs that the child or young person has ADHD, Autism etc. If left untreated then the child or young person’s development would be affected in a big way. Socially no one would want to be their friend if they constantly hit, kick or even bite others, this would then make is hard for them to make friends and share with others. If the child does have a condition that is affect their behaviour this would cause them to have poor concentration and their listening skills would also suffer. Emotionally they may be constantly angry or confused by what is going on. The best way to respond to this would be to inform SENCO and maybe introduce a behaviour chart in the class and reward the good behaviour.

My Career Self Assessment Worksheet - 1298 Words

GEN 102: Week Four Career Self-Assessment Worksheet Student Name: Aundrey Bryant Purpose: Use your Precision and Sequence to document and reflect on the results of your TypeFocus assessment to gain more insight into your personality, interests, values, and suggested careers for your personality type. Prepare: Take a moment to carefully review your TypeFocus assessment results. Think about your personality type and what characteristics are associated with it. Do you find yourself displaying those characteristics often? The results also suggest careers that suit your personality type. Think about the careers listed and the information provided that describes each one. Consider which career you would like to explore further and think†¦show more content†¦People often tell me that â€Å"I don’t meet a stranger† Whether I’m in the grocery store, or the mall, I can always strike up a conversation. I can truly admit when I’m wrong, but I don’t think I say things without thinking. I love to talk; however, I know there is a time and place for everything. 2. S = Sensing Sensible, Realistic I agree with the outcomes of the TypeFocus outcome statement. I have always been the type of person to look at things realistically. When my daughter went to college I knew at some point she could possibly try alcohol. With me telling her not to drink alcohol, I should be realistic about things. In the event she did try it, I wanted to make sure she was fully equipped to handle it. What I told her is to know your limit since you are not a drinker (you don’t want anyone to take advantage of you not knowing what’s going on because you are intoxicated). Do not drink and drive. Do not get into a car with someone that has been drinking. 3. F = Feeling Sensitive, Empathetic I completely agree with the outcomes of the TypeFocus about my personality. People often call me the peace maker. I have two friends that bump head. 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